Privacy Policy

1. Introduction

Welcome to InvestmentBasic ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at investmentbasic.net (the "Site").

By accessing or using our Site, you agree to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

2. Information We Collect

2.1 Information You Provide Directly

We may collect information that you voluntarily provide to us when you:

• Subscribe to our newsletter
• Fill out a contact form
• Participate in surveys or questionnaires
• Communicate with us via email

This information may include:

• Name
• Email address
• Any other information you choose to provide in your communications

2.2 Information Collected Automatically

When you visit our Site, we may automatically collect certain information about your device and usage, including:

• Browser type and version
• Operating system
• IP address (anonymized where required by law)
• Pages visited and time spent on pages
• Referring website addresses
• Date and time of visits
• Click patterns and navigation paths

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and store information. For detailed information about our use of cookies, please see our Cookie Policy.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain our Site: Ensuring the Site functions properly and delivers the educational content you seek.
• To communicate with you: Responding to your inquiries, sending newsletters (if subscribed), and providing updates about our content.
• To improve our Site: Analyzing how users interact with our content to enhance user experience and develop new features.
• To ensure security: Detecting and preventing fraud, abuse, and other harmful activities.
• To comply with legal obligations: Meeting any applicable legal requirements and enforcing our terms and policies.

4. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties. We may share your information in the following limited circumstances:

• Service Providers: We may share information with third-party service providers who perform services on our behalf, such as web hosting, email delivery, and analytics. These providers are contractually obligated to protect your information and use it only for the purposes we specify.
• Legal Requirements: We may disclose information if required by law, legal process, or governmental request, or to protect our rights, privacy, safety, or property.
• Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Third-Party Services

Our Site may use the following third-party services:

• Google Analytics: For website analytics and understanding user behavior. Google Analytics may collect information such as your IP address, browser type, and pages visited. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
• Finnhub API: For providing live stock market data. This service processes requests but does not collect personal user information.
• FRED API (Federal Reserve): For economic indicator data. This service does not collect personal user information.

These third parties have their own privacy policies, and we encourage you to review them.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Specifically:

• Newsletter subscriber information is retained until you unsubscribe.
• Contact form submissions are retained for up to 2 years to maintain communication records.
• Analytics data is aggregated and anonymized after 26 months.

7. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: You can request a copy of the personal information we hold about you.
• Correction: You can request that we correct inaccurate or incomplete information.
• Deletion: You can request that we delete your personal information, subject to certain exceptions.
• Opt-out: You can unsubscribe from our newsletter at any time by clicking the unsubscribe link in any email or contacting us directly.
• Cookie preferences: You can manage your cookie preferences through your browser settings or our cookie consent tool.

To exercise any of these rights, please contact us at info@investmentbasic.com.

8. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for data transmission
• Secure hosting infrastructure
• Regular security assessments
• Limited access to personal information on a need-to-know basis

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

9. International Data Transfers

Our Site is operated from the United States. If you are accessing the Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States or other countries where our service providers are located. By using the Site, you consent to such transfers.

10. Children's Privacy

Our Site is not intended for children under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

11. Links to Other Websites

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. When we make changes, we will update the "Last Updated" date at the top of this policy. We encourage you to review this Privacy Policy periodically.

13. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: